Top

Terms And Conditions

Effective Date: [05.05.2025]

These Terms and Conditions (“Terms”) govern your access to and use of KronMoney’s platform, website, mobile application, and services (“Services”). By creating an account, using our website, or accessing any part of our Services, you agree to be legally bound by these Terms.

If you do not agree, you must discontinue use immediately.


1. Who We Are

KronMoney Group Ltd ("KronMoney", “we,” “our,” or “us”) is a digital financial services provider offering secure online payments, QR-based transactions, mobile wallets, virtual cards, and remittance solutions.


2. Eligibility

To use KronMoney:

You must be at least 18 years old

You must provide valid identification (as required by KYC/AML laws)

You must not be prohibited from using our Services by applicable laws


3. User Account

When registering:

Provide accurate, complete information

Maintain the security of your login credentials

You are solely responsible for activity under your account

We reserve the right to suspend or terminate accounts suspected of violating these Terms or any laws.


4. Permitted Use

You agree to:

Use KronMoney only for lawful purposes

Not attempt to reverse-engineer, hack, or disrupt the platform

Not use our Services to fund illegal transactions, fraud, terrorism, or money laundering


5. Services Offered

KronMoney provides:

Mobile Wallets for storing and sending/receiving funds

QR Code Payments for quick and secure transactions

Virtual Cards for online purchases

Remittance Services to send funds across borders

Merchant & Agent Tools for business integration and profit tracking

We may add, remove, or modify features with notice.


6. Fees and Charges

KronMoney may charge:

Transaction fees

Currency conversion fees

Withdrawal/transfer charges

Inactivity fees (for dormant accounts)

All fees will be displayed transparently before confirmation. See our Fees & Charges Page.


7. Security & Fraud Prevention

We use encryption, two-factor authentication (2FA), device monitoring, and behavior tracking to secure your account. However, you are responsible for:

Keeping your credentials safe

Promptly reporting suspicious activity


8. Compliance & Verification

We comply with Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. You may be asked to:

Submit a government-issued ID

Provide proof of address

Complete biometric verification

Failure to do so may result in account suspension.


9. Intellectual Property

All KronMoney logos, trademarks, designs, and software are our property. You may not:

Reproduce or distribute platform content

Use our name or assets without written permission


10. Limitation of Liability

KronMoney shall not be liable for:

Any loss of funds due to unauthorized access caused by your negligence

Downtime, service interruptions, or system errors

Indirect, incidental, or consequential damages

Our total liability will not exceed the amount of fees paid by you in the 3 months preceding the event.


11. Account Termination

We may suspend or close your account if:

You breach these Terms

Fraud or suspicious activity is detected

Requested by law enforcement or regulators

You may close your account at any time by contacting support, provided there are no pending obligations.


12. Privacy

Your data is handled in accordance with our Privacy Policy. We never sell your personal information.


13. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be handled in courts located in London, UK.


14. Changes to Terms

We may revise these Terms at any time. If changes are material, we will notify you via email or prominently on the site. Continued use after changes means acceptance.


15. Contact Us
📧 support@kronmoney.com